Investment Financing
Financing for fixed assets, equipment, machinery, production premises and other investments required for business growth.
- Purchase of equipment and machinery
- Purchase of buildings or premises
- Construction and reconstruction
Business financing advisory services
Financing for companies – for investments, growth and working capital
We assess the company’s financing needs, help prepare the required documents and approach banks, credit unions and other financing providers suited to the situation.
Investments
equipment, machinery and real estate
Working capital
loans, credit lines and overdrafts
Refinancing
restructuring existing liabilities
Financing solutions
Financing tailored to the company’s activity and planned project
We help established and newly launched companies prepare for the financing process.
We assess financial performance, cash flow, operating history, planned investments, available collateral and other criteria important to financing providers.
Financing types
What business needs can we help finance?
The financing structure is selected according to the company’s needs, planned investments and ability to meet its obligations.
Working Capital Financing
Financing for raw materials, goods, services, inventory and other day-to-day business needs.
- Working capital loans
- Credit lines
- Account credit or overdraft
Refinancing
Restructuring existing loans and other liabilities to change the term, repayment schedule or financing provider.
- Longer financing term
- Repayment schedule adjustment
- Additional financing options
Leasing
Leasing financing for vehicles, machinery, equipment and other long-term assets.
- Production equipment
- Commercial vehicles
- Specialized machinery
Financing with Guarantees
We assess opportunities to use ILTE or other measures that can improve access to financing.
- When available collateral is insufficient
- For investment financing
- For working capital needs
EU Project Financing
Loans or credit lines for projects fully or partly financed with EU support funds.
- Financing the own contribution
- Bridge financing
- Investment financing
Purpose of financing
Investments or working capital?
The appropriate financing instrument depends on how the funds will be used and the expected payback period of the investment.
For long-term needs
Investment Financing
Intended for assets or projects that will be used in the company’s operations for more than one year.
Equipment and technologies
Vehicles and machinery
Real estate
Production expansion
For daily operations
Working Capital Financing
Designed to support smooth cash flow, inventory purchases and continuity of business operations.
Raw materials and goods
Seasonal funding needs
Payments to suppliers
Short-term liquidity
Preparing for financing
What information do financing providers assess?
The more clearly the financing need and the company’s ability to repay are supported, the smoother the assessment process can be.
Get a Tailored Document List
01
Financial statements
Balance sheet, profit and loss statement and current financial results.
02
Purpose of financing
Investment budget, commercial offers or purchase documents.
03
Business plan
Project description, market assessment and financial forecasts.
04
Existing liabilities
Current loans, leasing agreements, guarantees and repayment schedules.
05
Security and collateral
Information about proposed assets, guarantees or other security measures.
06
Company activity information
Key clients, suppliers, contracts and business experience.
Additional opportunities
ILTE guarantees when collateral is insufficient
ILTE individual and portfolio guarantees may help a financial institution reduce its risk and improve a company’s opportunities to obtain a loan, credit line or leasing.
The granting of a guarantee or other financial instrument is not automatic. Eligibility is assessed by the financing provider and the institution administering the measure.
Process
How does the business financing process work?
From the initial assessment of financing needs to comparing offers and signing the agreement.
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1
Financing need
We discuss the amount, purpose, preferred term and the company’s planned project.
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2
Company assessment
We review financial performance, cash flow, liabilities and potential collateral.
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3
Document preparation
We help prepare the application, business plan, forecasts and other required documents.
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4
Approaching financing providers
We approach institutions that match the company’s situation and financing needs.
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5
Comparing offers
We compare interest rates, terms, fees, collateral, guarantees and other conditions.
Frequently asked questions
What should you know before applying?
Every financing decision depends on the company’s situation, the project and the selected financial institution.
Discuss Your Company’s SituationWhat purposes can companies obtain financing for?
Financing may be used for investments, equipment, machinery, real estate, working capital, business growth or refinancing existing liabilities.
Can you help a newly established company obtain financing?
The possibilities depend on the project, company activity, shareholders’ experience, own contribution, collateral and projected cash flow. We assess each situation individually.
Can you help prepare a business plan?
Yes. Depending on the financing need, we can help prepare a business plan, investment project, financial forecasts and other documents required by the financial institution.
Who makes the final decision on business financing?
The final decision is made by a bank, credit union, leasing company or another financing institution. Paskolų brokeris prepares and coordinates the financing process.
Planning investments?
Let’s assess your company’s financing options
Provide the main information about the company, required amount and purpose of financing. We will contact you to discuss possible solutions.