Paskolos įmonėms

We help legal entities (whose shareholders may be EU and non-EU citizens), to obtain business loans (credits):

Loans (credits) for investments. These are loans intended for the acquisition of long-term assets – equipment, machinery, buildings, or premises. Loan amount – 80–100% of the investment value (depending on collateral and whether the UAB ILTE guarantee is applied). Usually, the purchased assets themselves are pledged. Loan term – up to 15 years. Loan interest rate – from 2.4%, if the UAB ILTE loan interest compensation is applied.

Loans (credits) for working capital. These are loans, credit lines, and overdrafts intended for the purchase of raw materials, supplies, or services. Loan (credit) term – up to 3 years. Loan amount depends on collateral and available finances.

Loan refinancing. We help restructure existing obligations to banks or other financial institutions: we assist in extending loan terms, adjusting repayment schedules according to seasonality, and increasing loan amounts.

Leasing. We help lease long-term assets: machinery, equipment, vehicles, and real estate. Leasing amount – up to 100% of the asset’s value if additional collateral is provided. Leasing term – up to 7 years. Annual interest rate – from 2.4%, if the UAB ILTE loan interest compensation is applied.

Loans with UAB ILTE guarantees, interest compensation. To optimize clients’ own capital investment (even without additional collateral, own contribution can be only 10–15%) and financial expenses, most loans obtained with our assistance are secured by UAB ILTE guarantees. Since the guarantee covers up to 90% of the loan amount, less collateral is required by the bank – often the purchased asset is sufficient. Together with guarantees, interest compensation of up to 40% can be received.